Skip to main content
Pay-as-you-go

$8 per active debtor. No minimum.

For SMBs with fewer than 15 active debtors. You pick which customers Recoup works on; billing matches real usage — not a fixed plan.

How it works

  1. Connect QuickBooks. Read-only OAuth. We never touch your password.
  2. Activate debtors you want Recoup to work on. Unlike paid tiers, PAYG never auto-activates — you stay in the driver's seat.
  3. Pay $8 per active debtor, per month. Debtor-days prorated. A debtor active for 15 of 30 days costs $4.
  4. Pause or deactivate anytime. Billing stops the day you pause. No surprises.

What's included

  • Up to 50 active debtors
  • AI follow-ups, all 7 stages
  • AI Inbox + dispute auto-pause
  • Relationship notes
  • Up to 3 users, 1 mailbox
  • Email channel, standard support

Every feature on Core is on Pay-as-you-go. The only difference is pricing mechanics.

Ready when you are.

Start small. Turn on Recoup for the 2 debtors you've been avoiding. See what happens.

Compare with paid plans