Simple pricing. No lock-in.

Connect QuickBooks. We analyze your receivables. You get a PDF with your numbers plus our projected recovery. Free, takes under 5 minutes, read-only access.

Monthly plans can be cancelled at any time and you won't be billed for the next month. Annual plans are paid up-front and are not cancellable mid-term — but you can choose not to renew at the end of the year.

Month-to-month by default, no contract. Save 15% when you pay annually. Annual plans are a 12-month commitment, paid up-front.

An "active debtor" is anyone with at least one invoice in a running sequence. When a debtor's invoices are all paid, disputed-resolved, or written off, they drop out of your active count. When you hit your tier's cap, you can pay overage ($2/debtor on Core, $1.50 on Plus, $1 on Scale) or upgrade to the next tier. Core and Plus overage is capped so you never get a surprise bill.

Upgrade to Plus — unlimited users. Prorated upgrade billing.

Yes. Upgrade immediately with prorated billing. Downgrade at your next billing cycle.

Yes. OAuth-only QuickBooks integration — we never see or store your password. Bank-level encryption on all data at rest and in transit. OAuth tokens encrypted with a dedicated key management system.

At month 13, your pricing transitions to standard rates. Two weeks before that, you'll get an email with a summary of what Recoup has recovered for you, plus an option to lock in annual pricing for another 15% off.

Factoring costs 1–5% per month of invoice value. Collections agencies take 25–50% of what they recover. Recoup is flat monthly pricing — no per-invoice fees, no percentage of recovered AR. You keep 100% of what you collect.